United Kingdom Regulator Exclusion Policy

1. Regulatory Status in the United Kingdom

Polex is established in Poland and operates under European Union law.

Polex:

• Is not authorised by the Financial Conduct Authority (FCA);
• Does not hold Part 4A permission under the Financial Services and Markets Act 2000 (FSMA);
• Does not conduct regulated activities in the United Kingdom;
• Does not maintain a UK branch or establishment.

Polex does not seek access to the UK retail market.

2. Absolute Exclusion of UK Residents

Polex services are not available to residents of the United Kingdom.

The platform strictly prohibits:

• Account creation by UK residents;
• Access to services from within the UK;
• Use of the platform by persons ordinarily resident in the UK;
• Acting on behalf of a UK resident.

Any UK resident must not access or use this platform.

3. Financial Promotion Restriction (Section 21 FSMA)

Section 21 of the Financial Services and Markets Act 2000 prohibits the communication of an invitation or inducement to engage in investment activity unless made or approved by an authorised person or exempt under the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005.

Crypto-assets are classified by the FCA as Restricted Mass Market Investments (RMMIs).

Polex:

• Does not communicate financial promotions directed at UK persons;
• Does not seek FCA approval of communications;
• Does not rely on UK retail exemptions.

Any incidental accessibility of this website within the United Kingdom does not constitute directed marketing.

4. UK Perimeter Protection Controls

Polex maintains strict compliance controls to prevent UK regulatory nexus, including:

Technical Controls

• IP geolocation screening
• Jurisdictional onboarding declarations
• Residency verification monitoring
• Ongoing compliance audits

Contractual Controls
All users must warrant that they:

• Are not UK residents;
• Are not accessing from the UK;
• Are not acting for UK persons.

False declarations may result in immediate suspension or termination.

Marketing Controls
Polex prohibits:

• UK-targeted advertising;
• UK-focused SEO strategies;
• Paid search targeting UK users;
• UK-based promotional campaigns or affiliates.

5. Retail Risk Warning

Crypto-assets are high-risk and speculative.
You may lose all the money you invest.

Crypto-assets:

• Are not protected by the Financial Services Compensation Scheme (FSCS);
• Are not covered by UK deposit protection schemes;
• May experience extreme volatility;
• May be illiquid;
• May be subject to regulatory change;
• May suffer technological or cybersecurity failures.

Nothing on this website constitutes an offer in the United Kingdom.

6. Anti-Money Laundering Compliance

Polex applies AML/CFT controls aligned with:

• Financial Action Task Force Recommendations;
• EU AML Directives;
• Polish AML legislation.

AML compliance does not constitute FCA authorisation.

7. Data Protection

Polex does not intentionally process personal data of UK residents in connection with platform access.

If UK personal data is incidentally processed, it will be handled in accordance with:

• UK General Data Protection Regulation;
• EU GDPR.

Complaints may be directed to the Information Commissioner’s Office.

8. Regulatory Monitoring

Polex maintains ongoing monitoring of FCA perimeter guidance and UK enforcement developments. Where regulatory risk is identified, additional restrictions may be implemented without notice.

9. Compliance Contact

Regulatory inquiries:
compliance@polex.io